Cosmetic Insurance Services

Cosmetic Insurance Services (CIS) is the leading provider of insurance products for the cosmetic and personal care industries. For over 40 years, the CIS brand has offered clients the knowledge and expertise required to establish comprehensive and affordable risk management programs. Our clients range from start-up companies to larger, more established firms. CIS clients are cosmetic manufacturers, distributors, importers, and wholesalers.


This industry program is offered to our clients directly and to other insurance brokers that recognize the benefits of this program. We are the Managing General Agent. This role makes it possible for CIS to act as both underwriter and insurance broker. This process decreases the response time and allows us to thoroughly underwrite client risk. A significant savings is often a part of the process.


CIS maintains a staff of specialized insurance professionals that includes in house engineering and claims services. We prepare and evaluate all types of insurance obligations and risks. Our process is to identify risk exposures first and then design an individualized risk management program specific to our client’s business.  


CIS works with insurance companies that appreciate our astute knowledge in both the cosmetic industry and the insurance industry. We create insurance programs on with “A” rated insurance companies. CIS is endorsed by the Independent Cosmetic Manufacturers and Distributors Association (ICMAD). ICMAD is a non-profit trade association dedicated to fostering the growth of entrepreneurial cosmetic firms around the world.


Cosmetic Insurance Services menu includes:


  • Products Liability

  • General Liability

  • Product Recall

  • Automobile Liability

  • Automobile Physical Liability

  • Boiler & Machinery

  • Crime

  • Inland Marine

  • Property

  • Umbrella Liability


The CIS menu of services includes:

  • Exclusive Access to Insurance Program/Products

  • Direct Contact with Underwriter (Managing General Agent)

  • Quotations Provided within 3-5 Business Days Tailor Made Coverage Forms

  • Client Service on United States East and West Coasts

  • Detailed Coverage Analysis for Clients

  • Engineering Safety Plans and Facility Inspections

  • Expert In House Claims Management

Kenneth C Hegel Jr

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